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My closing agent emailed new wire instructions. How do I verify them?

Reviewed answer

Verify wire instructions by calling a contact established before the email arrived.

  1. Pause the transfer and call your settlement agent using a number from your existing records.
  2. Have the agent independently confirm the destination details. Do not rely on a reply in the same email thread.
  3. If you already sent funds, contact your bank's fraud team immediately for a recall. In the US, report promptly at IC3.gov.

Get help if

Instructions change near closing, the sender pressures you, or the reply address differs from earlier correspondence.

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