My closing agent emailed new wire instructions. How do I verify them?
Reviewed answer
Verify wire instructions by calling a contact established before the email arrived.
- Pause the transfer and call your settlement agent using a number from your existing records.
- Have the agent independently confirm the destination details. Do not rely on a reply in the same email thread.
- If you already sent funds, contact your bank's fraud team immediately for a recall. In the US, report promptly at IC3.gov.
Get help if
Instructions change near closing, the sender pressures you, or the reply address differs from earlier correspondence.