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Someone stole my identity. What do I do first?

Reviewed answer

In the US, start at identitytheft.gov. It builds your recovery plan and letters for free.

  1. Freeze your credit at Equifax, Experian, and TransUnion.
  2. Call the fraud department of each company where a fake account was opened, and ask them to close it.
  3. Report it at identitytheft.gov and follow the plan it gives you.
  4. Pull your free credit reports at annualcreditreport.com and check for anything else you don't recognize.
  5. Get a free IRS Identity Protection PIN at irs.gov so no one else can file taxes as you.

Get help if

If someone is using your name with police, courts, or medical providers, or a debt collector won't stop, file a police report too and keep copies.

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