Is this call from my bank, the IRS, or the police real?

Reviewed answer

Hang up and call back on a number you look up yourself. Caller ID can be faked.

Hang up. Call the number on the back of your card, on a statement, or on the agency's official website.
Remember the rules: no bank, agency, or police department asks for gift cards, crypto, wires, or cash pickups, or tells you to move money to a "safe account".
Never read out a code that was texted to you. That code is how they get into your account.
In the US, the IRS normally contacts you by mail first. Report scam calls at reportfraud.ftc.gov.
Your phone has built-in options to silence or screen unknown callers. Look in the Phone app's settings.

Get help if

If you already paid or shared a code or account number, call your bank's fraud line now. Speed matters for stopping or reversing a payment.