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Which kind of two-step sign-in is best?

Reviewed answer

Passkeys or a security key are best, then an authenticator app. Text codes still beat nothing.

  1. Turn on two-step sign-in for email, banking, and your Apple, Google, or Microsoft account first. Look in each account's security settings.
  2. If a passkey is offered, use it. It already counts as strong two-step protection.
  3. Otherwise pick an authenticator app (Google Authenticator, Microsoft Authenticator, or the codes built into Apple's Passwords app) over text messages.
  4. Save the backup codes the site gives you. Print them or keep them in your password manager.
  5. Never read a sign-in code to anyone who calls or texts you. Real companies don't ask for it.

Get help if

If you get a sign-in code or approval prompt you didn't ask for, someone has your password. Deny it and change that password now.

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