Scam library
Hidden subscription traps
A free trial or small purchase quietly enrolls you in recurring charges that are difficult to stop.
What it looks like
Fictional example: Try our sample free. Just pay $4.95 shipping at example.com/sample.
Fictional example: Unlock your report for $1 today. Enter your card to continue; membership details appear after checkout.
How it works
An offer highlights a small initial payment while hiding ongoing charges or enrollment terms. You may receive a product or service, then discover an unwanted subscription. The problem is concealed or unauthorized billing, not the mere existence of a free trial.
Warning signs
- The recurring price or billing schedule is difficult to find.
- Membership boxes are preselected.
- Cancellation instructions are missing or lead in circles.
- Charges continue after a documented cancellation.
If you got one of these
- Check the total recurring cost and cancellation process before entering a card.
- Save the offer and checkout terms.
- Decline preselected extras you do not want.
- Monitor statements and set a reminder for any trial you knowingly accept.
If you already paid or shared something
- Cancel through a verified channel and save confirmation or evidence of attempted cancellation.
- Ask your card issuer to dispute unauthorized charges and block further recurring payments.
- Report at reportfraud.ftc.gov; replacing a card alone may not stop a recurring merchant charge.
Who gets targeted
People trying samples, digital reports, memberships, or services advertised with a low initial price.